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If you're among the thousands of responsible adults who now tour America's highways and byways on two wheels instead of four, you need the protection afforded by ANPAC's new AmeriCycle®Insurance Program. With the help of motorcycle enthusiasts, ANPAC has designed a complete program that addresses all of today's motorcycle rider's insurance needs: liability, medical payments, comprehensive and collision, even uninsured motorist protection.

The AmeriCycle® program covers the risk of owning and riding a motorcycle today.

Under this program, the driver, the passenger, AND the motorcycle are all covered.
Your policy includes up to $3,000 coverage for motorcycle accessories, and can be increased in increments up to $20,000.
If your motorcycle is stolen, the policy pays up to $25 per day for transportation costs up to $750.
Safety helmets are covered up to $500, and safety apparel up to $1,000.
The first $200 of the collision deductible is waived when the loss is caused by collision with another vehicle insured by ANPAC.
Agreed value coverage is offered for 1970 and older cycles, with limited annual mileage. Total losses will be paid based on insured value.
GAP coverage provides protection against a financial gap (difference between loan balance and actual cash value) when a vehicle is wrecked or stolen, resulting in a total loss. Limit of liability for GAP coverage shall not exceed $10,000.
Safe Cycle discounts for successfully completing a Motorcycle Safety Foundation course.
Rider Group discounts if you are a member of GWRRA, HOG, BMWMOA, GWTA, MSF, VTS, WOW, AMA, or RSTAR.
Tri-Line CoverageSM Discount or multiple line auto/home discounts are available when you choose American National for your auto (or motorcycle), home and life coverage.

Should you have special needs, we can custom tailor a program that fits you like a pair of good riding gloves.

Earn CA$HBACK. If you entrust ANPAC with both your home and motorcycle, and remain claim-free for a three-year period, you will receive a 25% refund of your first-year motorcycle and home premium. CA$HBACK rewards continue for each year that you remain claim-free.



American National Insurance Company

All products, coverages, and options are not available in all states, and eligibility requirements will apply. Products and services referenced in this Web site are provided through multiple companies. Each company has financial responsibility only for its own products and services, and is not responsible for the products and services provided by the other companies.

Life insurance and annuities are issued through American National Insurance Company, Galveston, TX. Personal and commercial lines insurance is issued by American National Property And Casualty Company, Springfield, MO, its subsidiaries or affiliates, including American National General Insurance Company, Pacific Property And Casualty Company (California), American National Lloyds Insurance Company (Texas), American National County Mutual Insurance Company (Texas), and ANPAC Louisiana Insurance Company (Louisiana). American National Property And Casualty Company is a subsidiary of American National Insurance Company.

Disability Income products and services are issued by Illinois Mutual Life Insurance Company, Peoria, Illinois or Principal Life Insurance Company, Des Moines, IA.

Tax issues that may be discussed are subject to change, and this is for your information only. Discussion of such issues does not constitute tax or legal advice. Please consult your tax advisor, attorney or CPA for guidance on all tax matters.

These brief descriptions of coverages available are for illustration purposes only, and are not intended as a statement of contract. For actual terms and conditions of coverage provided, refer to your insurance policy. For more information about coverage options and availability, talk to your American National agent. American National Family of Companies reserves the right to discontinue programs at any time.

This site may have links to other sites not maintained by American National Insurance Company, its subsidiaries or affiliates. Such links do not imply endorsement or approval of these sites or the content therein by American National, its subsidiaries or affiliates.


Osby Insurance operates exclusively in the State of Iowa


Copyright © 2014 Osby Insurance and Some Assembly Required.
All rights reserved.

Greg Osby

Greg Osby, CLU, ChFC
2400 86th St. Suite 29
Des Moines, IA 50322
(515) 727-5433 - ph
(515) 727-5199 - fax

Serving the Greater Des Moines area in Iowa including:

Des Moines, Urbandale, Clive, Windsor Heights, West Des Moines, Ankeny, Norwalk, Waukee, Granger & Johnston, Iowa

With ANPAC Five Star Claim ServiceSM you can be sure that your premium dollars will buy the protection you need and the prompt, courteous service that you deserve.

Choose American National for your auto, home, and life insurance needs, and receive up to a 15% TLC Discount on qualifying auto and home premiums.