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Protect your most important asset....




AUTOSURE FROM ANPACSM Your best value in auto insurance!
Benefits may also include....
Collision Waiver
No deductible for windshield repair
Common Cause of Loss Deductible
Free rental reimbursement and travel expense coverage
ANPAC Five Star Claims ServiceSM - 24 hours a day / 7 days a week you can report claims to our toll-free number (800) 333-2860. Ninety-six percent of all ANPAC® customers who responded to the closed claim survey said they would recommend ANPAC to a friend. (Source: ANPAC closed claim survey December, 2012).

Optional Endorsements/Features

ACE Coverage - original (OEM) parts guarantee & more!
GAP Coverage -
Make sure you're covered with up to $10,000 of GAP protection!
Easy Tow
® - "Sign & Go" roadside assistance!
EASY Pay - The Checkless Way®

Discounts Available . . . .

Good Student Discount
Comprehensive Claim-Free Discount

PAC (Preferred Automobile Customer) Discount
Ticket Free Discount
Passive restraints discount
Special rates for drivers age 45 & over

Tri-Line CoverageSM Discount

Unique Programs

ANPAC Home Safe and Sound®
Benefits XpressSM
ANPAC Umbrella


You may find a "personal insurance review" helpful in determining your personal protection needs.
Call Osby Insurance "Your Agency for Life!"
515-727-LIFE (5433)







American National Insurance Company

All products, coverages, and options are not available in all states, and eligibility requirements will apply. Products and services referenced in this Web site are provided through multiple companies. Each company has financial responsibility only for its own products and services, and is not responsible for the products and services provided by the other companies.

Life insurance and annuities are issued through American National Insurance Company, Galveston, TX. Personal and commercial lines insurance is issued by American National Property And Casualty Company, Springfield, MO, its subsidiaries or affiliates, including American National General Insurance Company, Pacific Property And Casualty Company (California), American National Lloyds Insurance Company (Texas), American National County Mutual Insurance Company (Texas), and ANPAC Louisiana Insurance Company (Louisiana). American National Property And Casualty Company is a subsidiary of American National Insurance Company.

Disability Income products and services are issued by Illinois Mutual Life Insurance Company, Peoria, Illinois or Principal Life Insurance Company, Des Moines, IA.

Tax issues that may be discussed are subject to change, and this is for your information only. Discussion of such issues does not constitute tax or legal advice. Please consult your tax advisor, attorney or CPA for guidance on all tax matters.

These brief descriptions of coverages available are for illustration purposes only, and are not intended as a statement of contract. For actual terms and conditions of coverage provided, refer to your insurance policy. For more information about coverage options and availability, talk to your American National agent. American National Family of Companies reserves the right to discontinue programs at any time.

This site may have links to other sites not maintained by American National Insurance Company, its subsidiaries or affiliates. Such links do not imply endorsement or approval of these sites or the content therein by American National, its subsidiaries or affiliates.


Osby Insurance operates exclusively in the State of Iowa


Copyright © 2014 Osby Insurance and Some Assembly Required.
All rights reserved.

Greg Osby

Greg Osby, CLU, ChFC
2400 86th St. Suite 29
Des Moines, IA 50322
(515) 727-5433 - ph
(515) 727-5199 - fax

Serving the Greater Des Moines area in Iowa including:

Des Moines, Urbandale, Clive, Windsor Heights, West Des Moines, Ankeny, Norwalk, Waukee, Granger & Johnston, Iowa

With ANPAC Five Star Claim ServiceSM you can be sure that your premium dollars will buy the protection you need and the prompt, courteous service that you deserve.

Choose American National for your auto, home, and life insurance needs, and receive up to a 15% TLC Discount on qualifying auto and home premiums.