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Benefits Xpress Employee ServicesSM

One agent, one source, one great idea!

American National is now offering a new and exciting opportunity for employers and their employees to participate in American National's Benefits Xpress Employee ServicesSM program.

The advantages of Benefits Xpress are many:

  • Convenience of having a single agent for your most important insurance needs - auto, home life ...;
  • More opportunities to visit with your agent when it's convenient for you;
  • A special 10% discount on your auto premium;
  • Easy Pay - The Checkless WaySM - a monthly payment plan;
  • CA$HBACK® - a 25% refund on auto and home insurance premiums for being claim-free. And, you and your employees may even qualify for "guaranteed renewal";
  • Common Cause of Loss Deductible - one deductible when a single event causes damage to more than one property item (auto, home, boat, etc.);
  • TLC - Tri-Line CoverageSM Discount

All of these benefits are available through enrollment in American National's Benefits Xpress Employee ServicesSM. It's a Win-Win opportunity for you and your employees. Both will get convenience, great protection and quality service and, there are NO hidden costs for your employers.

Because we're able to service your employees through this program at a single location, we lower our administrative costs, so that we can pass them on to our Benefits Xpress participants.

How can you provide Benefits Xpress to your employees? It's simple...

Let me help you complete a group enrollment form*.

How do your employees participate in Benefits Xpress?

Participants will need to choose American National Property and Casualty Company (ANPAC®), a subsidiary and/or an affiliated company, for their auto and homeowner policies, and agree to pay their auto premium through ANPAC's convenient monthly payment plan, Easy Pay - The Checkless WaySM!

To learn more about Benefits Xpress and American National's family of companies, you can contact me or visit ANPAC's website at www.anpac.com.


Benefits Xpress Employee ServicesSM is not available in all states and eligibility requirements apply. This website containes a brief description of products and services and is not a statement of contact. All coverages are subject to the exclusions, conditions and requirements stated in the policies.




American National Insurance Company

All products, coverages, and options are not available in all states, and eligibility requirements will apply. Products and services referenced in this Web site are provided through multiple companies. Each company has financial responsibility only for its own products and services, and is not responsible for the products and services provided by the other companies.

Life insurance and annuities are issued through American National Insurance Company, Galveston, TX. Personal and commercial lines insurance is issued by American National Property And Casualty Company, Springfield, MO, its subsidiaries or affiliates, including American National General Insurance Company, Pacific Property And Casualty Company (California), American National Lloyds Insurance Company (Texas), American National County Mutual Insurance Company (Texas), and ANPAC Louisiana Insurance Company (Louisiana). American National Property And Casualty Company is a subsidiary of American National Insurance Company.

Disability Income products and services are issued by Illinois Mutual Life Insurance Company, Peoria, Illinois or Principal Life Insurance Company, Des Moines, IA.

Tax issues that may be discussed are subject to change, and this is for your information only. Discussion of such issues does not constitute tax or legal advice. Please consult your tax advisor, attorney or CPA for guidance on all tax matters.

These brief descriptions of coverages available are for illustration purposes only, and are not intended as a statement of contract. For actual terms and conditions of coverage provided, refer to your insurance policy. For more information about coverage options and availability, talk to your American National agent. American National Family of Companies reserves the right to discontinue programs at any time.

This site may have links to other sites not maintained by American National Insurance Company, its subsidiaries or affiliates. Such links do not imply endorsement or approval of these sites or the content therein by American National, its subsidiaries or affiliates.


Osby Insurance operates exclusively in the State of Iowa


Copyright © 2014 Osby Insurance and Some Assembly Required.
All rights reserved.

Greg Osby

Greg Osby, CLU, ChFC
2400 86th St. Suite 29
Des Moines, IA 50322
(515) 727-5433 - ph
(515) 727-5199 - fax

Serving the Greater Des Moines area in Iowa including:

Des Moines, Urbandale, Clive, Windsor Heights, West Des Moines, Ankeny, Norwalk, Waukee, Granger & Johnston, Iowa

With ANPAC Five Star Claim ServiceSM you can be sure that your premium dollars will buy the protection you need and the prompt, courteous service that you deserve.

Choose American National for your auto, home, and life insurance needs, and receive up to a 15% TLC Discount on qualifying auto and home premiums.