answer to contractors' business insurance needs.
valuable coverage and features for various contracting trades.
And, as an added benefit, it offers special optional coverages
to address the specific needs of your business.
National Property and Casualty Company's (ANPAC®) Contractors
Advantage policy includes coverage for your buildings, permanently
installed equipment, outdoor fixtures (including signs)
and business personal property.
in transit or temporarily off premises.
papers and records, including electronic or magnetic media.
Money and securities on or off premises.
equipment and building materials, whether on or off premises
or in transit.
of others while in your care, custody or control.
business income is paid, up to twelve months, when your
business is interrupted by an insured peril. Contractors
Advantage also pays for certain extra expenses needed to
resume normal business operations.
coverage is valuable protection in the event of suit, due
to a negligent act in the course of your business. This
important protection is an automatic feature of Contractors
Advantage, and is available in various amounts to serve
following items are included:
to the coverages outlined here, you will also benefit from
an array of special features found in Contractors Advantage:
Pays the cost of replacing your buildings or business personal
property with materials of like kind and quality at current
prices. Coverage on an actual cash value basis is optional.
Increase in Insurance.
Prevents inflation from devaluing your insurance protection
by automatically increasing the amount of coverage on your
buildings each year. A choice of percentages is available
on an optional basis.
Increases your limit for business personal property automatically
-- a valuable feature if your inventory fluctuates seasonally.
Allows you to choose higher deductibles if you want to benefit
from possible additional savings.
Lowers your payments with credits for qualified security
Spreads out your premium payments to free up capital for
current business needs.
on your exact business needs, you may want to include some
of the following coverages in your policy:
and Non-owner Auto
Papers and Records in higher limits
Business Insurance available through
Osby Insurance ...Your Agency for Life!
Call for details!