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Protect your most important asset....



Health Insurance

The ACA Affordable Care Act...

Whether you are looking on the exchange - or off the exchange - we can help!

The new healthcare law is upon us - and we have been very busy getting ready to provide you all the options and information you need!

We do not represent only one company - we represent many! 

We know the marketplace - and are ready to help you determine the best company and plan for you!

Whether on the marketplace/exchange - or off the marketplace/exchange, we can help you get the best plan available for your needs! 

No additional charge to you for working with us! The health insurance rate is the same whether you purchase through a licensed agent - or on your own. Take advantage of the professional guidance we can offer! 

Health insurance is a significant expense for most families and together, we can discuss what plans best meet your needs. Health insurance is complicated - but not when properly explained!

If you would like to investigate a few of the health plans we have available on your own, follow the links below to learn about a variety of Individual Health plans. In some cases you may be able to view plans, rates and even apply on-line.

Call or e-mail us to start a conversation! We can help you determine which plans offer the best overall value for your health insurance dollar. 

Click Now to view available plans from Wellmark!


Click Now to view available plans from CoventryOne!

Do you own just half of a health insurance plan?

You do if you have health insurance, without disability income insurance. A health insurance plan makes sure doctors, nurses, hospitals and other medical expenses get paid. But who will pay you? With Disability Income Protection, you may receive total or partial disability benefits when you are sick or hurt and unable to work. That's the other "half" to your health insurance plan.

Give us a call to schedule an appointment today!
Osby Insurance ..."Your Agency for Life!"



Obtaining coverage on an individual basis is subject to medical underwriting and acceptance.
Health products are not underwritten by American National Insurance Company.
















American National Insurance Company

All products, coverages, and options are not available in all states, and eligibility requirements will apply. Products and services referenced in this Web site are provided through multiple companies. Each company has financial responsibility only for its own products and services, and is not responsible for the products and services provided by the other companies.

Life insurance and annuities are issued through American National Insurance Company, Galveston, TX. Personal and commercial lines insurance is issued by American National Property And Casualty Company, Springfield, MO, its subsidiaries or affiliates, including American National General Insurance Company, Pacific Property And Casualty Company (California), American National Lloyds Insurance Company (Texas), American National County Mutual Insurance Company (Texas), and ANPAC Louisiana Insurance Company (Louisiana). American National Property And Casualty Company is a subsidiary of American National Insurance Company.

Disability Income products and services are issued by Illinois Mutual Life Insurance Company, Peoria, Illinois or Principal Life Insurance Company, Des Moines, IA.

Tax issues that may be discussed are subject to change, and this is for your information only. Discussion of such issues does not constitute tax or legal advice. Please consult your tax advisor, attorney or CPA for guidance on all tax matters.

These brief descriptions of coverages available are for illustration purposes only, and are not intended as a statement of contract. For actual terms and conditions of coverage provided, refer to your insurance policy. For more information about coverage options and availability, talk to your American National agent. American National Family of Companies reserves the right to discontinue programs at any time.

This site may have links to other sites not maintained by American National Insurance Company, its subsidiaries or affiliates. Such links do not imply endorsement or approval of these sites or the content therein by American National, its subsidiaries or affiliates.


Osby Insurance operates exclusively in the State of Iowa


Copyright © 2014 Osby Insurance and Some Assembly Required.
All rights reserved.

Greg Osby

Greg Osby, CLU, ChFC
2400 86th St. Suite 29
Des Moines, IA 50322
(515) 727-5433 - ph
(515) 727-5199 - fax

Serving the Greater Des Moines area in Iowa including:

Des Moines, Urbandale, Clive, Windsor Heights, West Des Moines, Ankeny, Norwalk, Waukee, Granger & Johnston, Iowa

With ANPAC Five Star Claim ServiceSM you can be sure that your premium dollars will buy the protection you need and the prompt, courteous service that you deserve.

Choose American National for your auto, home, and life insurance needs, and receive up to a 15% TLC Discount on qualifying auto and home premiums.