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....

Iowa residents
have received
CA$HBACK
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exceeding

$6,214,587.50




Protect your most important asset....
YOUR IDENTITY!



 

Special Farm Package 10SM (SFP 10SM)

Exclusive coverage for the farming community.

The Flexibility You Want, the Coverages You need.

At American National Property and Casualty Company (ANPAC®), we understand that a standard one-size-fits-all policy simply doesn't fit everyone. Your business is unique, and your insurance coverage should address this fact.

ANPAC's Special Farm Package 10SM goes beyond traditional farm coverage, providing a flexible farm package. It allows you to customize your policy more precisely, to match your individual needs.

Depending on the coverages desired, you may customize your SFP 10SM policy by choosing among five divisions and a variety of options within those divisions. SFP 10SM combines similar perils (causes of loss, such as windstorm, fire, theft, etc.) into groups, to achieve the combination of coverages that are right for you.

Tailored protection helps ensure you're getting exactly what you want - and that you're not paying extra for coverage you don't want.

Division 1

Residences and Household Contents

Covers:
Dwellings; Mobile homes; Household contents; Loss of use; Debris removal; Trees, shrubs, plants, lawns; Refrigerated products; Outdoor radio, satellite and TV equipment; Motorized vehicles; Computer hardware and software; Credit card theft; Increased cost of ordinance or law; Fences; Fire department service; and more.

Options Available:
Replacement cost on residence and contents; Inflation guard; Builders risk; Excess business property contents; Earthquake; Water Damage - Backup of sewers, drains and sumps; and more.

Division 2

Buildings and Building Contents

Covers:
Barns; Silos; Sheds; Potato houses; Poultry houses; Greenhouses; Poultry; Controlled atmosphere storage; Permanent equipment in building; Refrigerated products; and more.

Options Available:
Replacement cost on buildings and contents; Consequential loss; Tenant improvements and betterments; Operations records; Extra expense; Builders risk; Suffocation or smothering of poultry; Growing crops in greenhouses; Increased loss to refrigerated products; Ordinance or law; Farming income loss; Dairy income loss; and more.

Division 3

Farm Personal Property

Covers:
Livestock; Farm machinery; Farm products, supplies and tools; Borrowed farm machinery; Limited pollutant clean-up and removal; Property in the custody of common or contract carrier; and more.

Options Available:
Farm machinery used for hire; Rental reimbursement; Property Average Coverage; Excess property away from premises; Special silo unloader coverage; Borrowed or rented farm machinery; Periodic increase in limits; Suffocation of livestock; and more.

Division 4

Scheduled Personal Property

Covers:
All-risk coverage for valuables that you choose to insure.
*subject to exclusions.

Options Available:
Jewelry; Furs; Coins; Stamps; Fine arts; Silverware; Musical instruments; Cameras; Golf equipment; Bicycles; Signs; Guns; All-terrain vehicles; Watercraft; Snowmobiles.

Division 5

Liability

Covers:
Medical expenses; First aid; Cost of defense; Bodily injury and property damage liability; Farm chemical transportation coverage; Fire legal liability; and more.

Options Available:
Harvest-your-own; Personal injury; Limited custom farming; Farm employee coverage; Livestock boarding; Named insured medical expenses; Watercraft; Care, custody and control of livestock; Home day care coverage; and more.

 

Competitive Business Insurance available through
Osby Insurance ...Your Agency for Life!
Call for details!
515-727-LIFE (5433)

 

American National

All products, coverages, and options are not available in all states, and eligibility requirements will apply. Products and services referenced in this Web site are provided through multiple companies. Each company has financial responsibility only for its own products and services, and is not responsible for the products and services provided by the other companies.

Life insurance and annuities are issued through American National Insurance Company, Galveston, TX. Personal and commercial lines insurance is issued by American National Property And Casualty Company (ANPAC®), Springfield, MO, its subsidiaries or affiliates, including American National General Insurance Company, Pacific Property And Casualty Company (California), American National Lloyds Insurance Company (Texas), American National County Mutual Insurance Company (serviced by ANPAC®-Texas), and ANPAC® Louisiana Insurance Company (Louisiana). American National Property And Casualty Company is a subsidiary of American National Insurance Company.

Disability Income products and services are issued by Illinois Mutual Life Insurance Company, Peoria, Illinois or Principal Life Insurance Company, Des Moines, IA.

Tax issues that may be discussed are subject to change, and this is for your information only. Discussion of such issues does not constitute tax or legal advice. Please consult your tax advisor, attorney or CPA for guidance on all tax matters.

These brief descriptions of coverages available are for illustration purposes only, and are not intended as a statement of contract. For actual terms and conditions of coverage provided, refer to your insurance policy. For more information about coverage options and availability, talk to your American National agent. American National Family of Companies reserves the right to discontinue programs at any time.

This site may have links to other sites not maintained by American National Insurance Company, its subsidiaries or affiliates. Such links do not imply endorsement or approval of these sites or the content therein by American National, its subsidiaries or affiliates.

 



Osby Insurance operates exclusively in the State of Iowa

 

Copyright © 2010 Osby Insurance and Some Assembly Required.
All rights reserved.


Greg Osby

Greg Osby, CLU, ChFC
2400 86th St. Suite 29
Des Moines, IA 50322
(515) 727-5433 - ph
(515) 727-5199 - fax



Serving the Greater Des Moines area in Iowa including:

Des Moines, Urbandale, Clive, Windsor Heights, West Des Moines, Ankeny, Norwalk, Waukee, Granger & Johnston, Iowa



With ANPAC Five Star Claim Service™ you can be sure that your premium dollars will buy the protection you need and the prompt, courteous service that you deserve.

Choose American National for your auto, home, and life insurance needs, and receive up to a 15% TLC Discount on qualifying auto and home premiums.